Westfield Contributory Health Scheme has said that investment in its business has resulted in a ‘modest operating deficit’ for the year ended 31 March 2014.Net earned premiums increased by 3% during the year to £52.9m. However, claims incurred rose from £35.7m in 2013 to £38.5m this time around, leaving a balance of £14.2m (2013: £15.2m)….